Privacy Policy

Last updated: September 24, 2026

1. Information We Collect

VineWealth collects information you provide directly, including your email address, display name, household and profile information, and financial data you choose to sync through Plaid, such as balances, account metadata, and transactions. We store subscription status and billing identifiers for Pro accounts. If you enable notifications, we collect a push token, device model, and platform. We may also collect product interaction, crash, and performance information needed to run, secure, and improve the service.

2. How We Use Your Information

We use your information to operate the VineWealth budgeting service, display your financial data, generate household and budgeting insights, support shared access with invited household members, authenticate users, detect abuse, troubleshoot issues, send account and service notifications, and improve the product. We do not sell your personal or financial data.

3. Plaid Integration

When you connect a bank account, we use Plaid Inc. to securely access data from your financial institution. Plaid's use of your information is governed by their End User Privacy Policy. We receive account and transaction data from Plaid as needed to provide the service, but we do not receive your bank login credentials.

4. Data Storage and Security

We use managed cloud infrastructure and database services to store application data. Connections to our services use TLS in transit, and stored data is protected using platform-level encryption at rest. We use server-side access controls, row-level security, and authenticated APIs to limit access to your data.

5. Data Sharing

Your financial data is shared only with members of your household that you invite into shared budgeting workflows. We do not share or sell your data to advertisers or data brokers. We use Plaid for optional bank connections, Supabase for authentication and application data, Vercel for hosting, Stripe for subscription billing, Resend for account and service emails, Expo for push notifications, and Sentry for diagnostics when monitoring is enabled. These providers process data needed for their respective services.

6. Data Retention and Deletion

We retain customer data for as long as needed to provide the service, support users, maintain security, and meet legal or contractual obligations. You may request deletion by deleting your account through the app. If you own a VineWealth Pro subscription, we cancel it when your account is deleted. Your account and personal profile are removed from active systems. If another member remains in a shared household, shared budgets, goals, transactions, and connected accounts remain available to that member. A household with no remaining members is removed. Some billing and operational records may be retained where required by law, and backups expire according to provider-managed retention schedules.

7. Your Rights and Choices

You can update profile information, manage connected accounts, export certain data where supported, disable push notifications in your device settings, and delete your account. If you have privacy questions or want to request assistance related to your data, contact us using the email below.

8. Changes to This Policy

We may update this Privacy Policy from time to time to reflect product, legal, or security changes. The updated version will be posted here with a revised effective date.

9. Contact

For privacy-related questions, contact us at support@vinewealth.app.